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How the EARN Act Might Affect Employers

How the EARN Act Might Affect Employers

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July 2022

The U.S. House of Representatives passed the Setting Every Community Up for Retirement Enhancement (SECURE) Act, known informally as “SECURE 2.0,” in March 2022. The Senate’s counterpart consists of two bills, the Retirement Improvement and Savings Enhancement to Supplement Healthy Investments for the Nest Egg (RISE & SHINE) Act and the Enhancing American Retirement Now (EARN) Act. The EARN Act builds on the SECURE Act in several important ways that could affect employers. The following offers an overview of a few of the EARN Act’s provisions.

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