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Builder’s Risk Insurance: What’s Really Covered?

Builder’s Risk Insurance: What’s Really Covered?

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June 2017

Builder’s risk insurance, a form of property insurance, covers a building where the building or insured area is being constructed. Sounds pretty clear, right? Not so quick—there is a great deal of confusion about what the builder’s risk policy actually covers when damage occurs. When it’s time to assess losses and file a claim, the policy can all of a sudden be rigged with unexpected landmines if the insurer tries to minimize or eliminate payouts.

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